{"id":2630,"date":"2015-09-01T10:40:25","date_gmt":"2015-09-01T17:40:25","guid":{"rendered":"http:\/\/upon2020.com\/blog\/?p=2630"},"modified":"2015-09-01T10:40:25","modified_gmt":"2015-09-01T17:40:25","slug":"ten-years-later-paypal-is-already-using-personal-urls-for-money-transfer","status":"publish","type":"post","link":"https:\/\/upon2020.com\/blog\/2015\/09\/ten-years-later-paypal-is-already-using-personal-urls-for-money-transfer\/","title":{"rendered":"Ten years later, Paypal is already using personal URLs for money transfer"},"content":{"rendered":"<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Light-Weight_Identity\">LID<\/a> turned 10 years a little while ago. Back in the days, the revolutionary idea was:<\/p>\n<ul>\n<li>everyone could have one (or several) user-specific URLs<\/li>\n<li>they could print that URL on their business card<\/li>\n<li>and all sorts of interesting services could be attached to that URL, such as:\n<ul>\n<li>single-sign-on into any website<\/li>\n<li>standardized transfer of personal information (subject to user approval, of course)<\/li>\n<li>secure messaging, as a better e-mail replacement, and<\/li>\n<li><span style=\"text-decoration: underline;\">money transfer from person to person<\/span>!<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Fast-forward 10 years, and Paypal today announces &#8220;PayPal Launches PayPal.Me, A Simpler Way To Request Money Using Your Own Personalized URL&#8221;. (<a href=\"http:\/\/techcrunch.com\/2015\/09\/01\/paypal-launches-paypal-me-a-simpler-way-to-request-money-using-your-own-personalized-url\/\">Techcrunch coverage<\/a>).<\/p>\n<p>Really.<\/p>\n<p>The fun part is that some of us were pitching that very idea to Paypal 10 years ago. And they say the technology industry moves fast.<\/p>\n<p>Now, Paypal: I hope you have defined and published your payment protocols somewhere, so I can build my own &#8220;bank&#8221; application and seamlessly interoperate with your&#8217;s, and we can actually exchange money with each other, even if we are not all Paypal users. Otherwise, all you have done is put &#8220;URL lipstick&#8221;\u00a0 on your own database that keeps all the money and nothing interesting has happened.<\/p>\n<p>Have you?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>LID turned 10 years a little while ago. Back in the days, the revolutionary idea was: everyone could have one (or several) user-specific URLs they could print that URL on their business card and all sorts of interesting services could be attached to that URL, such as: single-sign-on into any website standardized transfer of personal&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"webmentions_disabled":false,"footnotes":""},"categories":[289,347,60,263],"tags":[264,401],"class_list":["post-2630","post","type-post","status-publish","format-standard","hentry","category-business","category-decentralize","category-digital_identity","category-productsiwant","tag-money","tag-paypal","kind-"],"kind":false,"_links":{"self":[{"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/posts\/2630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/comments?post=2630"}],"version-history":[{"count":3,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/posts\/2630\/revisions"}],"predecessor-version":[{"id":2633,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/posts\/2630\/revisions\/2633"}],"wp:attachment":[{"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/media?parent=2630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/categories?post=2630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/upon2020.com\/blog\/wp-json\/wp\/v2\/tags?post=2630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}